Mr. Fareed Lutfi


With over 39 years of insurance experience, Fareed Lutfi continues to work patiently as a powerful lobbyist for the cause of insurance and correct insurance practice across the UAE and the GCC. Fareed has a demonstrated history of working in the insurance industry with integrity and respectability. Skilled in Negotiation, Business Planning, Management, Mentoring, Strategic Development, and Organizational Administration. He has mentored many in the industry and is well known across the MENA region, the EU, and beyond for his helpfulness, expertise, and professional acumen. He is a strong industry development professional with a flair for innovation, creativity, and teamwork.

Ms. Fetooh Al Zayani


Fetooh, a Bahraini national, has a career spanning 40 years in executive management, underwriting, and business development in the regional and international insurance and re-insurance industry. This includes leading roles at regulatory & development authorities in the GCC such as the Dubai International Financial Centre and Qatar Financial Centre Authorities where she was one of the founding team members; and was instrumental in developing the vision and strategy for the insurance and reinsurance sector. Fetooh also spent 21 years in the Arab Insurance Group (ARIG) where she was managing the largest international aerospace reinsurance portfolio in the MENA region from 1994 to 2002.She received numerous accolades for her contribution to the insurance and reinsurance industry. Fetooh has been acting as adviser and board member for a number of international and regional insurance & reinsurance companies, higher educational establishments and government authorities. She is also the International Insurance Society’s (IIS) Ambassador for Bahrain.

Mr. Andrew Smith

Andrew Smith is a highly accomplished insurance and reinsurance expert based in the UAE with a rich history of over 20 years in driving compliance, people engagement and implementing successful growth strategies. He is a qualified board director and adviser, celebrated for his expertise in corporate governance, regulation, market expansion and developing and executing strategic improvements. In his current role as Managing Partner at Consulture Search, Andrew leads a boutique search and recruitment service specializing in insurance, reinsurance, and InsureTech. He collaborates with a team of professionals, focusing on connecting high-caliber candidates with clients in the Middle East, UK, and Asia. Throughout his career, Andrew has demonstrated exceptional leadership as a Chief Executive Officer, aligning business results with stakeholder expectations and implementing Emiratisation policies. He is certified by the Hawkamah Institute for Governance and the Institute of Islamic Banking and Insurance, underscoring his commitment to continuous professional development.